Greek banks are preparing a contingency plan in which they would confiscate at least 30 percent of deposits above €8,000, Financial Times reports.

The process of distressed banks raiding deposits is called a “bail-in.” In 2013, a bail-in took place in Cyprus, during which funds were seized from uninsured deposits of more than €100,000.

If a bail-in were to take place in Greece, it would occur under an agreement with Greece’s creditors — the European Commission, International Monetary Fund and European Central Bank. The purpose of the bail-in would be to restructure Greece’s troubled banking sector.

 

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